Federico “Fico” Calaf was born and raised in San Juan, PR. He started his career in banking and finance in 1997 working for various financial institutions in San Juan. Throughout a 10-year, traditional banking career, he held various posts in the real estate finance and construction lending groups within these financial institutions culminating in leadership positions with department head responsibilities, managing construction lending terms. During his banking career, Mr. Calaf has originated and managed over $1 Billion in real estate and construction loans.
Mr. Calaf is a liscensed real estate broker and holds a B.S. degree with a concentration in Finance fro St. Joseph’s University in Philadelphia and holds a Masters degree in Real Estate Development and Investments from New York University (NYU). He lives full time in San Juan, PR with his wife and two young daughters.