Gary J. Coscia, founder of the Largo Group of Companies, has been in the mortgage banking industry for over 45 years. He is a licensed real estate broker who began his career with Marine Midland Bank (HSBC US) in 1977. During his 12 year career at the bank, Gary created and managed a national mortgage banking platform, as well as having responsibility for all construction lending originations. In 1989, he founded Largo. Largo has become the largest privately owned commercial mortgage banking company in its region. With high profile correspondent lender relationships, Largo has originated over $31 billion in commercial real estate loans since its inception and has accumulated a servicing portfolio of $3.6 billion.